Two types of deductibles are associated with auto insurance -- compulsory and voluntary.
'The decline was inevitable as one-year returns have been negative.'
In an hour-long chat on rediff.com on Wednesday, financial planning expert Sailesh Multani offered some valuable financial tips.
Chic and charitable go hand in hand for a happy holiday all around.
'In most schemes, where the monthly investment is a fixed amount, investors run the risk of the price of gold rising during the tenure of the recurring deposit,' notes Harsh Roongta.
Once the new rules kick in, you will have less cash-in-hand and may feel tempted to scale back on savings and investments.
IMAGES from the English Premier League matches played on Wednesday.
While planning for retirement, the key is to let your money be idle, says Amar Pandit.
Home buying can be seamless if you plan and execute your ideas well.
Christie often stated that she would plan out the murder or event first and then set the introduction, background and resolution following it.
Worried about your financial future? Lord Ganesha has some tips for you.
The bank can declare a withdrawal by you as illegal and deny any remedy in case a problem arises.
From saving money to taking care of your PCs, read on
If you are raring to go this festive season, here are a few tried and tested tips to help you avoid online shopping pitfalls.
'Opt for this facility only after doing a cost-benefit analysis: Will the savings in interest cost by parking your surpluses in the home loan overdraft account outweigh the higher interest cost of this loan?'
Chances of staying true to your goals tend to be high when you don't lose sight of what you set out to achieve, advises Arun Thukral, MD & CEO, Axis Securities.
Bundled products often come with restrictions. The customer also gets locked into two products at the same time. This reduces flexibility.
If you save regularly and you buy funds that fit your asset-allocation mix, you will do as well as, or better than, most professionals in the financial world.
If bank and service provider are not compliant, pay manually, or give standing instruction linked to bank a/c, suggests Bindisha Sarang.
'This is for the first time home loan rates have dropped below 7 per cent,' notes Tamal Bandyopadhyay.
Rediff reader Arun Mehta who's lived and worked in multiple countries shares his wisdom.
Here are a few useful recommendations to help you close your home loan early and save on interest costs.
School fees, education loan and health costs qualify for exemptions.
If someone does reduce his contribution, he should scale it back to the 12% level as soon as he can, suggests Sanjay Kumar Singh.
With the financial year coming to an end, it's time to do that all important review. And there are a lot of things that need to be taken into consideration. The financial review will include investing in tax-saving instruments under different sections, tax implications of equity and debt instruments and even rejigging the portfolio to keep the asset allocation in line with pre-defined goals.
Keeping patience while making a financial decision is one thing millennials need to learn, says Naval Goel.
Sarpanch leaders are changing Rajasthan for the girl child, says Rashme Sehgal.
Want a stress free vacation? Amar Pandit tells you what you need to keep in mind.
Most taxpayers will benefit from being in the old tax regime, assuming they optimise their salary for tax benefits and claim the deductions available to them.
Being too optimistic could cost you dear.
A will is important not only to divide the assets but to close the succession loop.
'Do some profit booking and bring your equity allocation back to its original level.'
Experts tell Tinesh Bhasin how to pick one to save money as well as some troubles later
The income tax department on Friday warned against indulging in cash transaction of Rs 2 lakh or more, saying that the receiver of the amount will have to cough up an equal amount as penalty.
India could gain four times over by winding up dysfunctional subsidies.
Investors in the 10% and 20% slabs can get better post-tax returns compared to a bank fixed deposit
Basic precautionary tips to save you from online and credir card fraudsters
'The entire idea behind the serial bomb blasts was to strike fear in the minds of Indians.' 'I don't think the blasts were targeted to derail the Indian economy; the idea behind the blasts was retribution.'
Cover the spouse under the same policy. A joint life plan offers assurance that one will continue to receive the same financial care in case of an unforeseen loss of a partner, advises Pankaj Razdan.
'Investors with as little as Rs 1 can start investing in digital gold.'
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